Liberty HealthShare®, a leading Christian health-sharing ministry, has taken a significant step forward in its mission to provide affordable healthcare solutions with enhancements to its Liberty Rise sharing program. Launched in September 2022, the program is designed to cater to young adults aged 18-29, offering them a budget-friendly alternative to traditional health insurance. The program’s popularity among its target audience has led to the addition of new features at no extra cost, further enhancing its value and appeal.
A Healthsharing Solution Tailored for Young Adults
The program is specifically tailored for young adults with specific healthcare needs. The program is structured to share medical expenses across a range of services, ensuring that members have access to essential healthcare without the burden of high costs.
Medical Expenses Eligible for Sharing
Members of this program can share expenses for:
- Physician primary care visits
- Specialist consultations
- Hospital stays
- Urgent care services
- Emergency room visits
- Surgeon fees
- CT and MRI scans
It’s important to note that maternity expenses are not sharable, and all services are subject to unshared amounts and maximum sharing limits. Additionally, each person in a marriage must have a membership to participate.
Affordable and Transparent Costs
One of the most attractive aspects of the program is its affordability. At just $122 per month, the program provides young adults with an economically sound solution for their healthcare needs. The annual limit for sharable medical expenses is set at $50,000, which offers substantial sharing for a wide range of medical services. This cost-effective approach provides peace of mind, particularly for those who might struggle with the high premiums and deductibles associated with traditional health insurance plans.
New Enhancements: Added Value at No Extra Cost
In its continuous effort to enhance the member experience, the ministry includes several popular features with the program; all included at no additional cost. These enhancements support members’ overall health and wellness, adding significant value to the program.
- GetMoreRx Prescription Drugs lets members save 50% to 95% on generic drugs and 10% to 45% on most brand name drugs at more than 56,000 participating pharmacies nationwide.
- Careington Dental provides savings of 20% to 50% on most dental procedures including routine oral exams, cleanings, and major work such as dentures, root canals, and crowns through one of the largest dental networks nationally with a focus on neighborhood dentists. Careington Dental can be combined with the ministry’s new Dental Sharing Program for even more savings.
- EyeMed Vision can save members 20% to 40% off the retail price of eyewear. Members are eligible for discounts on exams, eyeglasses, and conventional contact lenses from more than 90,000 providers nationwide.
- QualSight LASIK members save 20% to 30% off the overall national average cost of LASIK surgery at more than 800 locations.
- DialCare Urgent Care is a modern, easy-to-use telemedicine solution for non-emergency illnesses and general care. Members have direct access to state-licensed and fully credentialed doctors, via phone or video consultations, to receive treatment and advice for common ailments, including colds, the flu, rashes, and more.
- DialCare Therapy is a mental wellness program designed to provide a safe, secure, and private means of seeking mental health assistance from licensed mental health professionals via virtual or telephonic counseling sessions.
Together, these benefits can save members hundreds of dollars each year, making the program an even more attractive option for young adults seeking affordable healthcare solutions.
Telehealth Services: Convenient and Cost-Effective
Another significant advantage of the program is access to telehealth services. For a small per-visit fee, members can consult with healthcare professionals for non-emergency illnesses, general care, and even mental health assistance. This service provides a convenient and cost-effective alternative to in-person doctor visits, especially valuable for those with busy schedules or limited access to healthcare facilities.
A Faith-Based Community of Support
The ministry operates on a foundation of Christian principles, fostering a sense of community and mutual support among its members. This faith-based approach ensures that members not only share healthcare expenses but also support one another in times of need. The program, with its low monthly sharing contribution of just $122, embodies this spirit of communal care, offering young adults a reliable and compassionate healthcare solution.
This program stands out as a practical and economical alternative to traditional health insurance for young adults and married couples without children. Its comprehensive sharing, affordability, and added features make it a compelling choice for those seeking to manage their healthcare expenses effectively. With the ministry’s commitment to providing quality, cost-effective healthcare solutions, the program is poised to continue making a positive impact on the lives of young adults across the country.